We certainly recommend it! This is your last chance to ensure things look the same as your initial visit with any requested repairs or upgrades completed to your approval within the terms of the contract
Most loan programs require a FICO score of 620 or better: Higher credit scores mean less risk to the lender so you may have perks of lower down payments and better interest rate. Lower credit scores therefore will require more money brought to the table or accept a higher interest rate.
From the first steps of getting a pre-approved mortgage and starting your online search for homes, the process on average will take 10-12 weeks. Once you have selected the home of your dreams and your offer has been accepted, the escrow period is about 30-45 days. Market conditions may vary throughout the year.
First, get pre-approved for a mortgage. This will give you insight on how much you will be approved for (therefore, how much you can spend on a home) plus it shows your real estate agent and sellers that you are a serious buyer!